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Richard P. Musko is an agent licensed to sell insurance through New York Life and may be licensed with various other independent unaffiliated insurance companies in the states of PA, IN, SC, FL, AZ, OH, MD, CT, MI, TN, TX and VA. No insurance business may be conducted outside the states referenced.

Richard P. Musko, Registered Representative offering securities through NYLIFE Securities LLC, Member FINRA/SIPC, a Licensed Insurance Agency. In this regard, this communication is strictly intended for individuals residing in the states of PA, SC, FL, OH, MD, VA and WV. No offers may be made or accepted from any resident outside the specific states referenced. NYLIFE Securities LLC is a New York Life Company.

Richard P. Musko is also separately registered as an investment adviser representative through Eagle Strategies LLC, a Registered Investment Adviser, offering investment advisory services in the states of PA, SC, FL, OH, MD and WV. As such, these services are strictly intended for individuals residing in the states referenced. Eagle Strategies LLC is a New York Life Company.

R.P. Musko & Associates, Wealthcare Consultants, is not owned or operated by Eagle Strategies LLC, a Registered Investment Adviser, or its affiliates.

Richard P. Musko is licensed to offer mutual funds and variable products. Market Watch information is provided for informational purposes and is not considered an offering of securities.